SkagitRealEstateBlog

My business partnerr, go to mortgage guy and good friend, Dan Keller, of the Keller Group Mortgage-Hometown Mortgage, wrote a great piece about paying off your mortgage early and becoming debt free using a new program we are developing. Do yourself a favor and check it out. There is nothing magical or fancy. No catch, don't do anything different really financially other than doing it smarter. http://goo.gl/aID3E. Well worth the time and effort to read, it could change your life!

Handling the Stress of an Unaffordable Mortgage Payment

2011-08-23T22:10:00.000-07:00

Handling the Stress of an Unaffordable Mortgage Payment

Whenever I research the latest foreclosure and distressed property statistics, the sheer number of Americans facing the stress of losing their homes amazes me. It is my goal to help as many homeowners I can either stay in their homes or relieve the burden of their mortgages. Knowing that there are so many that need my help is a driving force for me to continue doing what I do.

In fact, I just released another report that I’ve made available on my website today. It explains the CDPE designation and lists 10 options that homeowners can take advantage of to relieve the stress that comes with owing their mortgage lenders more money than they can afford to pay.

The report also draws a contrast between short sales and foreclosures. Unfortunately, there’s a growing trend of “strategic defaulters” who think it’s smart to let their home go into foreclosure. As any one who follows this blog knows, there is nothing strategic about foreclosure; it’s one of the most long-lasting, negative financial challenges you can go through.

I’m excited about acting as a resource for more homeowners who have questions about what they should do. As always, if you know homeowners who may need my help, have them contact me immediately! Together, we can put them back on the path to financial stability.
Check it out at http://skagitshortsales.info

Mount Vernon-Conway Home-Short Sale

2011-08-12T09:34:00.001-07:00

Mount Vernon, WA 4 bed/2.75 bath in Conway, Fully re done Short Sale

Charming 1 story home with great view MLS #261168

Mount Vernon Home for sale

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Mount Vernon-Conway Home-Short Sale

2011-08-12T09:32:00.001-07:00

Mount Vernon, WA 4 bed/2.75 bath in Conway, Fully re done Short Sale

Charming 1 story home with great view MLS #261168

Mount Vernon Home for sale

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Mount Vernon Home

2011-07-29T19:34:00.001-07:00

Mount Vernon, WA 3 bed/2.5 bath in Hill Top Haven, Fully re done

Charming 1 story home MLS #255204

Mount Vernon Home for sale

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La Conner Home

2011-07-27T20:54:00.001-07:00

La Conner, WA 2 bed/1.75 bath in Shelter Bay, on the Swinomish Channel-Great View

Charming 1 story home MLS #254051

La Conner Home for sale

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Selling your home in Mount Vernon, WA-as well as Anacortes, Burlington, La Conner, Sedro Woolley and the rest of Skagit County

2011-07-21T13:58:00.001-07:00

Selling a Home in Mount Vernon, WA: Successfully Marketing Your Home Online

Selling a home in Mount Vernon, WA is always an important task that has a lot of risks and rewards involved with it.

With more than 89% of home buyers using the internet to do research and look at homes, the online marketing of homes for sale in Mount Vernon, WA is critical.

In this article we will look at the 3 most important factors in online marketing of real estate and how they can be used to better market your property and get more people to contact your agent and then physically see your home.

According to the National Association of Realtors 2010 Profile of Home Buyers and Sellers, the 3 most important features of a real estate website for buyers are:

1. Photos of your home

2. Detailed information of your home

3. A Virtual Tour of your home

The key to successfully marketing your home online is to get potential buyers off the computer and into your home is using proven strategies of online marketing that are so often missing in real estate!

The first goal is to get buyers to contact your agent about your home; the second goal is to get buyers to contact your agent period so that the agent can schedule a showing of your home with the buyer.

Marketing Your Home to attract buyers

1. Make sure that good pictures of your home are taken so that when buyers see your home online, that the pictures show your home to its’ fullest potential. Tips for this include to make sure that there is good outside lighting and that interior lights are turned on, that everything is picked up so that there is no clutter in the kitchen, bathrooms, living room, etc. and that multiple pictures are taken of every room so that the best of each can be selected for the marketing of your home.

2. Be sure that all the details of your home are given to your Realtor and that they use this in their marketing. More and more, buyers want information and data, and making sure your Realtor and buyers have all the information and data for your home is critical.

3. Bring both the great photos and information about your home alive by having a virtual tour created that lets buyers get a sense of your home in a way that is impossible except to actually be there themselves.

A serious flaw that most Realtors make when creating a virtual tour is including music with it!

Many people look at homes while at work or while doing other things, and having unwanted music blasting over their computer while they are just trying to look at the photos and information of your home is a great way to lose them immediately the one time they will see your home’s photos and information! Do not risk getting the dreaded back button clicked or the internet browser closed all together during the best opportunity you have for showing off your home to potential buyers.

Get on the Buyers Short List….or at least get them to contact your agent!

Buyers will look at hundreds of homes online and it is impossible for them to see every one of them, even ones that might be exactly what they are looking for. By the time even a short number of homes have been viewed, it is easy for buyers to miss the fact that your home is one they should schedule a viewing with to see!

This is where using the principals of online marketing can help sell your home.

By offering buyers more information they likely want, your agent can get buyers to contact them and then schedule a showing with the buyer for your home. If the buyer never contacts your agent in the first place, then it is impossible for your agent to even attempt to schedule a showing of your property with potentially the perfect buyers!

This is why offers of other important information should always be made in the Virtual Tour and the other online marketing tools your Realtor uses.

Imagine a typical case of buyers looking at homes online in Mount Vernon, WA.

Having looked at 25 other homes for sale in Mount Vernon, WA, a buyer sees your home online, but is tired from seeing so many homes and quickly glances at a few pictures and almost instinctively clicks the ‘next’ button. Does this sound familiar?!

A way to get the buyer to stop and make contact with your agent is to make a number of offers for other information that will then allow your agent to schedule a showing of your property with the buyer.

Offers such as a list of homes for sale that meet their profile in Mount Vernon, WA, a free list of foreclosed homes for sale (buyers in all price points love deals and do not realize the issues with buying foreclosures and most quickly give up the notion and buy listed homes for resale), a home market analysis (most people selling are doing so to buy another!) and so on.

By combining good photos of your home with all the information about it and creating a virtual tour and then putting that virtual tour all over the internet via the MLS and other online marketing channels available to Realtors combined with additional offers prompting buyers to contact your agent, the process of selling your home can be made easier and faster than otherwise possible.

And since so few real estate professionals market homes this way, you will be at an advantage over all the other sellers currently in the market trying to sell their homes!

Sedro Woolley Home

2011-07-15T16:24:00.001-07:00

Sedro Woolley, WA 3 bed/1.75 bath in Glenhaven, Short Sale

Charming 1 story home MLS #249050

Sedro Woolley Home for sale

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Mount Vernon WA, 2 bed 2 bath 1,125 sf

2011-06-18T06:58:00.001-07:00

Mount Vernon, WA 2 bed/2 bath near Big Lake

Charming 1 story home MLS # 236721

Mount Vernon Home for sale

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10 Best Markets for Real Estate Investors

2011-06-11T07:10:00.000-07:00

10 Best Markets for Real Estate Investors

NAR releases 2011 Investment and Vacation Home Buyers Survey, and the numbers may surprise you!

2011-05-26T18:57:00.000-07:00

NAR releases 2011 Investment and Vacation Home Buyers Survey, and the numbers may surprise you!

Mount Vernon WA, 2 bed 1 bath 1516 sf

2011-05-25T18:04:00.001-07:00

Mount Vernon, WA 2 bed/1 bath near La Conner Wa

Charming 1 story home MLS # 224553

Mount Vernon Home for sale

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Mount Vernon WA, 3 bed 2.5 bath 1422 sf

2011-05-20T07:57:00.001-07:00

Mount Vernon, WA 3 bed/2.5 bath in Cedar Heights Community

Charming 2 story home MLS # 223369

Mount Vernon Home for sale

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La Conner WA, 3 bed 2 bath 1312 sf

2011-05-11T18:26:00.000-07:00

La Conner, WA 3 bed/2 bath in Shelter Bay

Charming 2 story home

La Conner Home for sale

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Mount Vernon WA, 3 bed 2.5 bath 1580 sf short sale

2011-05-10T09:41:00.001-07:00

Mount Vernon, WA 3 bed/2.5 bath in Skagit Highlands Short Sale

Charming 2 story home across from park

Mount Vernon Home for sale

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Anacortes WA, 3 bed 1.75 bath 1429 sf totally redone

2011-04-23T13:04:00.001-07:00

Anacortes, WA 3 bed/1.75 bath in Old Town

Wonderfully redone rambler, open kitchen low maintainance yard, 1 car garage & lots of off street parking.

Anacortes Home for sale

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Skagit Highlands Bank Approved Short Sale

2011-04-15T11:53:00.001-07:00

Sedro Woolley WA, 3 bed 2 bath with barn & 4.75 acres

2011-04-05T09:48:00.001-07:00

Sedro Woolley, WA 3 bed/2 bath w/barn on 4.75 acres

Wonderful 2 story restored farm house, open kitchen nice barn/shop.

Sedro Woolley home on acreafe with barn

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First time home buyer class

2011-03-29T15:43:00.000-07:00

Ed Finlan of John L Scott Real Estate and Dan Keller of Hometown Lending will be hosting a first time buyer class in Mount Vernon, WA on 4/2/2011 from 10 AM till 4 PM in Downtown Mount Vernon We will be in the art gallery of The Trumpeter Restaurant in Old Downtown Mount Vernon. The art gallery is between the restaurant and the river. There should be plenty of street parking as well as the revetment over the river. We will be going next door for lunch and maybe after the class and you are welcome to join us.
We will be talking about the process of buying a home as well as how to get the best deal when you do buy and going over a lot of other things too including what goes into buying a bank owned, REO, Foreclosure or Short Sale. We have several guest speakers tentatively lined up to speak as well. This event is sponsored by the Washington State Housing Commission. You can register for the class at http://skagithomebuyerclass.com, this is a free event.

Concrete WA, 2 bed 2 bath w/den on large lot

2011-03-23T08:46:00.001-07:00

Concrete, WA 2 bed/2 bath w/den on large lot

Wonderful 1 story home, large bedrooms and open kitchen.

Concrete home on large lot

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Sedro Wolley WA, 4 bed 2 bath on acreage w/shop

2011-03-22T14:01:00.001-07:00

Sedro Woolley, WA 4 bed/2 bath on acreage with shop

Wonderful 1 story home, large bedrooms and open kitchen.

Sedro Woolley home on Acreage

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Sedro Wolley WA, 2 bed 2 bath w/den in Glenhaven

2011-03-08T13:19:00.001-08:00

Sedro Woolley, WA 2 bed/2 bath w/den Lovely home in Glennhaven

Wonderful 1 story home, large bedrooms and open kitchen.

Oak Harbor home on Acreage

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Oak Harbor WA, 2 bed 2 bath w/den on about 2 acres

2011-03-02T12:10:00.001-08:00

Oak Harbor, WA 2 bed/2 bath w/den 2 story on about 2 acres

Wonderful 2 story home, large bedrooms and open kitchen.

Oak Harbor home on Acreage

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Mount Vernon WA, 4 bed 2 bath shop on acre on edge of town

2011-02-26T08:47:00.001-08:00

Mount Vernon, WA 4 bed/2 bath 2 story on about an acre with shop-Short Sale

Wonderful 2 story home with Shop, large bedrooms and open kitchen.

Mount Vernon home on Acreage and Shop

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Great Mount Vernon home on acreage at the edge of town

2011-02-25T15:08:00.001-08:00

1st collector for Great Mount Vernon home on acreage at the edge ...
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You have finally found it! This is the place you have been looking for. Right on the edge of town but on almost an acre. 4 beds, 1.75 baths w/2172 sq ft. Tile floors, quartz countertops & large deck with hot tub are just some of the features of this impeccible home Oversized 2 car garage as well as stick built detached 2 car garage, RV parking and several other storage buildings gives you lots of room for all of your toys. Fruit trees, garden space and a pond lend to the country feel. Short Sale

Mount Vernon WA, 4 bed 2.5 bath almost an acre on edge of town

2011-02-24T13:52:00.001-08:00

Mount Vernon, WA 4 bed/2.5 bath 2 story on about an acre

Wonderful 2 story home with fenced yard, large bedrooms and open kitchen.

Find out more about this great home

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Country living on the edge of town-Mount Vernon, WA

2011-02-23T16:46:00.001-08:00

1st collector for Country living on the edge of town-Mount Vernon...
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4 bed, 2.5 bath home w/1976 sq ft on .83 acre. MLS#186168

Mount Vernon WA Short Sale, 4 bed 3 bath with MIL in basement

2011-02-10T22:11:00.001-08:00

Mount Vernon, WA Short Sale-4 bed/3 bath 2 story w/mil in basement

Wonderful 2 story home with hardwood floors, incredible views of valley and bay.

Find out more about this great home

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Mount Vernon WA Short Sale, 4 bed 3 bath with MIL in basement

2011-02-10T01:13:00.001-08:00

Mount Vernon, WA Short Sale-4 bed/3 bath 2 story w/mil in basement

Wonderful 2 story home with hardwood floors, incredible views of valley and bay.

Find out more about this great home

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Having trouble making your house payment? Need Help?

Mount Vernon WA Short Sale, 3 bed 2.5 bath 2 story w/bonus room

2011-01-21T16:00:00.001-08:00

Mount Vernon, WA Short Sale-3 bed/2.5 bath 2 story w/bonus room

Wonderful 2 story home with hardwood floors, Granite countertops, 9' ceilings and deck.

Find out more about this great home

Find your new home or get help selling your current home

Anacortes Short Sale, 3 bed 2.5 bath 2 story

2011-01-15T06:06:00.001-08:00

Anacortes Short Sale-3 bed/2.5 bath 2 story

Wonderful 2 story home with hardwood floors, Corian countertops, hot tub and deck.

Find out more about this great home

Find your new home or get help selling your current home

Anacortes Short Sale, 3 bed 2.5 bath 2 story

2011-01-14T01:09:00.001-08:00

Anacortes Short Sale-3 bed/2.5 bath 2 story home for sale

Well designed and constructed Craftsman home in the desirable Ship Harbor area. 3 bedrooms and 2.5 baths in 2,200 square feet. Tastefully blending hardwood floors, carpet and tile in this large, flowing house. Inviting living room with gas fireplace, cozy family room, large den/office, generously appointed kitchen and sunny deck for summertime enjoyment. All bedrooms upstairs with convenient laundry room here as well. Home features craftsman details and quality throughout. Short Sale

Find out more about this great home

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Anacortes Short Sale home for sale

2011-01-13T11:54:00.000-08:00

Anacortes Short Sale home for sale

2011-01-05T09:40:00.000-08:00

2611 W 2nd St Anacortes
4 beds/2 baths 1590 sq ft
Built in 1960
Short Sale-Call for most up to date price
Ed Finlan John L Scott Real Estate
360-542-6868
ed@edfinlan.com
www.2611W2nd.info

3 bedroom home in sedro woolley, sedro woolley home for sale

2010-12-08T13:42:00.001-08:00

Sedro Woolley restored rambler is now for sale (real estate/homes for sale)

Visit http://613haines.isnowforsale.com for more information, pictures, virtual tour and video.

3 bedroom, 2 bath home with office or nursery off of master bedroom. 1600+ square feet right in Sedro Woolley, close enough to walk everywhere. Totally redone, newer everything. Huge fenced yard with plenty of parking in front and off street parking in alley. Room to build a garage/shop as well as restore what is already there or turn it into auxilary dwelling space.

Find your Anacortes, La Conner, Bow, Burlington, Mount Vernon, Sedro Woolley dream home or find real estate anywhere in Western Washington here

Short Sales in Skagit, Whatcom, Island, San Juan and Snohomish Counties

2010-12-07T10:05:00.000-08:00

Just remember that if you are interested in an alternative to foreclosure and think a short sale might be the solution for you, please contact us right away.

We help homeowners in Whatcom, Skagit, Island, San Juan & Island Counties as well as the cities of Bellingham, Ferndale, Lynden, Anacortes, Oak Harbor, Bow, Burlington, La Conner, Mount Vernon, Sedro-Woolley and Concrete. If you are outside of this area, we have a vast network of Short Sale Specialists & Real Estate Agents, Realtors and Brokers who specialize in Short Sales.

We are experts in negotiating with lenders & banks and have a team of experts who help you through this process. If you are a Realtor, Broker, Real Estate Agent, Loan Officer or anyone else who might be eligible for a referral, we offer a 30% referral fee.

If you are a Realtor, Broker, Real Estate Agent, Loan Officer or anyone else who might be eligible for a referral, we offer a 30% referral fee. Contact us for more information

Find out more at http://skagitshortsales.com, http://skagitshortsales.info & http://skagitforeclosurebusters.info

2010-11-08T11:31:00.000-08:00

Real Estate News & Commentary by Ed Finlan, November 8th, 2010.

Mew data released this week shows that the nation’s largest banks are holding monstrous volumes of soured home loans. Not only has the housing crisis left major lenders knee-deep in an ocean of non-performers, but added exposure to early delinquencies means they could sink even deeper.

According to an analysis by Weiss Ratings, an independent ratings agency covering the financial sector, JPMorgan Chase, Bank of America, and Wells Fargo each reported more than $20 billion in single-family mortgages currently foreclosed or in the process of foreclosure as of midyear.

In addition, Weiss found that for each dollar these banks held of mortgages in foreclosure, there were an additional $2 in loans in the pipeline that were 30 days or more past due.

Among all U.S. banks, JPMorgan Chase has the largest volume of mortgages in foreclosure or foreclosed with $21.7 billion. On top of that, the company has $43.4 billion more in mortgages past due.

Compared to JPMorgan, Bank of America has a somewhat smaller volume of foreclosures — $20.3 billion — but it has a larger pipeline of past-due mortgages at $54.6 billion.

Wells Fargo’s foreclosures come to $20.5 billion, with $48 billion in overdue home loans.

According to Weiss, including all foreclosed and delinquent categories, Bank of America has the largest volume of bad mortgages among U.S. banks, with $74.9 billion, while Wells Fargo has the second largest with $68.6 billion.

Other banks, despite their large size, are less heavily exposed to mortgage difficulties. Citibank has $6.3 billion in foreclosures and $19.2 billion in past-due mortgages, or a total of $25.6 billion.

The volume of foreclosures and delinquencies held by other large banks, such as U.S. Bank ($9.5 billion), PNC Bank ($8.9 billion), and SunTrust ($7.3 billion) is even smaller.

Martin D. Weiss, chairman of Weiss Ratings, said, “In addition to the volume of bad mortgages, the vulnerability of each bank to the foreclosure crisis depends on the capital and loan loss reserves it has set aside to cover losses and other factors such as its earnings, liquidity, reliance on less-stable deposits, and the quality of its overall loan portfolio.”

Among banks with $1 billion or more of mortgages already foreclosed or in process of foreclosure, Weiss found that Wells Fargo has the greatest exposure to bad mortgages in proportion to its capital. For each dollar of Tier 1 Capital, the bank has 75.4 cents in bad mortgages, or a ratio of 75.4 percent.

The equivalent ratios for JPMorgan Chase, Bank of America, and SunTrust are 66.8 percent, 66 percent, and 57.6 percent, respectively.

Weiss explained that losses on foreclosures and past-due loans will first be absorbed by the banks’ loan loss reserves, but then they may have to dip into capital.

“Considering that many large banks also take other kinds of risks beyond strictly home mortgages,” Weiss said, “these are very large exposures that could directly impact shareholders and even the safety of depositors.”

Reflecting both their exposure to foreclosures and the other economic factors, the JPMorgan, BofA, and Wells all merit a rating of D (“weak”) or lower from Weiss Ratings, indicating vulnerability to financial difficulties and instability if conditions continue to deteriorate.

WHo is the short sale guy?

2010-11-05T16:41:00.001-07:00

Better data, smarter short sales | Inman News

2010-11-05T15:39:00.000-07:00

Better data, smarter short sales | Inman News

I don't think we are done yet....

2010-11-01T16:27:00.000-07:00

Home prices expected to slide another 8%
Source: money.cnn.com

It's hard to be optimistic for housing in light of weak sales, sluggish employment, falling prices and robo-signing.

Rambler in West Mount Vernon for sale

2010-10-30T10:36:00.001-07:00

http://409NBarker.isnowforsale.com 3 bed, 1.5 bath 1527 sq ft. Nicely kept rambler on large lot. Fenced back yard with tree house and garage. Recent updates to roof, furnace, hot water tank, electrical & kitchen. Large brick fireplace, large living room as well as huge bonus room. Contact Ed Finlan 360-542-6868 or ed@edfinlan.com, http://409NBarker.isnowforsale.com

West Mount Vernon Rambler for sale $161,900

2010-10-29T16:07:00.001-07:00

Clear Lake area home on 10 acres with shop

2010-10-27T18:19:00.001-07:00

New site dedicated to Shelter Bay Real Estate

2010-10-04T12:05:00.000-07:00

I just wanted to tell everyone about a new site I have that is dedicated to real estate in and around Shelter Bay. Shelter Bay is a gated community located on the Swinomish Tribal lands near La Conner, WA.

At this site you can see all the homes for sale in Shelter Bay as well as find analysis of what homes have sold for and are for sale for.

Check it out at http://shelterbayhomes.com You can also check out the page at facebook I created for Shelter Bay at http://www.facebook.com/shelterbay#!/pages/Shelter-Bay/140823345936760?ref=ts

Burlington WA home for sale, home for sale in Burlington WA

2010-09-22T20:02:00.001-07:00

http://1811fairhaven.isnowforsale.com 3 bed/2.5 bath 2064 sq ft. Built in 2006, In quiet area of Burlington, WA. Master on the main, office/den, 2 car garage Ed Finlan John L Scott Real Estate, 360-542-6868 ed@edfinlan.com http://1811fairhaven.isnowforsale.com

Shelter Bay homes for sale, Real estate in la conner

2010-09-20T19:15:00.001-07:00

http://423umatilla.isnowforsale.com 4 bed/3 bath 2632 sq ft, nice view of marina, channel & mountains. Rambler on daylight basement. Open floor plan, short sale. In the lovely Shelter Bay Community, Ed Finlan John L Scott Real Estate, 360-542-6868 ed@edfinlan.com http://423umatilla.isnowforsale.com

Shelter Bay View homw-SHORT SALE

2010-09-20T18:46:00.003-07:00

Waterfront home in La Conner for sale, View home in La Conner

2010-09-02T20:54:00.001-07:00

http://18276capetzalsiluce.isnowforsale.com 2 bed, 1 bath home 1176 sq ft right on the water with over 100' of beach, stairs to beach. 1 car garage & 2 carports. Stunning view of bay. Short Sale, Ed Finlan, John L Scott Real Estate, 360-542-6868 ed@edfinlan.com http://18276capetzalsiluce.isnowforsale.com

View home for sale in La Conner, La Conner view home for sale

2010-09-02T18:03:00.001-07:00

http://18276pullandbedamned.isnowforsale.com 3 bed, 3.75 baths, 1940 sq ft with incredible view of bay. Incredibly well built cabin style home. 2 car garage with unfinished living space above. Lower level has office living space but could be its own unit. Ed Finlan John L Scott Real Estate 360-542-6868 ed@edfinlan.com http://18276pullandbedamned.isnowforsale.com

Spectacular view home for sale in La Conner, WA

2010-09-02T14:43:00.000-07:00

La Conner view home for sale, Shelter Bay view home for sale

2010-08-24T22:35:00.001-07:00

http://247satsop.isnowforsale.com Great Shelter Bay home with partial view. 3 bed/1/75 bath, 1,643 sq ft. Open concept home with vaulted ceilings & large stone fireplace. Low maintenance yard. Large deck taking in the view of the marina. Master has very large walk in closet & full bath. Nice sized utility room with lots of storage. 2 car garage with plenty of off street parking as well. Shelter Bay amenities include 2 beaches, picnic areas. clubhouse, 2 pools, golf course, marina, boat launch, tennis courts, sports court & more Ed Finlan John L Scott Real Estate, Skagit Real Estate Group, 360-542-6868 ed@edfinlan.com http://247satsop.isnowforsale.com

Sedro Woolley Real Estate for sale, Home for sale in Sedro Woolley

2010-08-24T17:56:00.001-07:00

http://406longtime.isnowforsale.com,

Wonderful neighborhood on the edge of town. 4 bed, 2.5 bath. Living room, Dining room, breakfast area & eating bar in kitchen as well as family room. Large laundry room. Lots of storage in the 2 car garage as well as garden shed. Yard is fenced and easy to care for. Master bath has shower and jetted soaking tub also large walk in closet. Former street of dreams neighborhood.Ed Finlan John L Scott Real Estate 360-542-6868 ed@edfinlan.com http://406longtime.isnowforsale.com

Big Lake area home for sale

2010-08-24T12:43:00.000-07:00

Almost new home in Skagit Highlands for less than $81 a square foot!

2010-08-17T09:01:00.000-07:00

Why it is important to use a Short Sale expert when doing a short sale

2010-08-06T19:49:00.000-07:00

Why it is important to use a Short Sale expert when doing a short sale

I have been doing short sales in Skagit County and the cities of Skagit County, Anacortes, Burlington, Bow/Edison, La Conner, Mount Vernon, Sedro Woolley, Concrete and the other areas in and around the Skagit Valley for about 4 years now. I fell into them by accident but have been educating myself both in the classroom as well in the trenches.

I have successfully done dozens of short sales. My closing ratio is much better now than it was when I first started and this can be attributed to numerous things but having dedicated negotiators is certainly an important factor.

Another thing that is very important is having a complete short sale packet for the lender(s).

Possibly the most important thing is "helping" the agent doing the BPO (Brokers Price Opinion) or the appraiser working for the lender(s). They are more and more frequently from out of the area and don't have a good grasp on the local market. They also need to be made aware of any and all repairs needed.

I have gotten the following designations that apply to short sales.

* Certified Depressed Property Expert (CDPE)
* Certified Short Sale Specialist (CSSS)
* Certified Short Sale Negotiator (CSSN)
* Short Sale and Foreclosure Resource (SFR)

Using a broker to facilitate a short sale that has not had the proper training and experience is like using your family doctor to do open heart surgery.

You can find more information about short sales at Skagit Short Sales

If I can be of any assistance to you or anyone you know who needs assistance, please contact me as soon as possible as time is of the essence in these situations.

If you are a Broker, Agent, Realtor or whatever other title you may use, and want to refer your clients to Skagit Counties Premier Short Sale Expert or want to co-list and learn my system to close on 90+% of short sales, contact me.

I handle Short Sales in Skagit, Island, Whatcom, North Snohomish and San Juan Counties. I know almost all of the premier short sales experts throughout the country and can help you find someone if you are outside my area.

La Conner home for sale, FSBO home for sale in La Conner

2010-08-04T22:45:00.001-07:00

http://620s4th.isnowforsale.com, New Construction 2 bed, 1.75 bath home with 1062 sq ft. Tile floors, granite counter tops, cherry cabinets, stainless steel applainces, upper end fixtures a real must see $345,000. Part of Skagit FSBO Alliance. Contact Ed Finlan 360-542-6868 or ed@edfinlan.com or the seller direct Stuart Hull 360-391-2063 or llhull@verizon.net, http://620s4th.isnowforsale.com

Conway Wa home for sale, Home for sale in Conway WA

2010-07-22T22:47:00.001-07:00

http://www.johnlscott.com/30350 3 bed with office & 1 bath home. About 1000 square feet on main level and about 400 sq ft finished in basement but all is heated. Large corner lot right in Conway. MLS # 104244 Ed Finlan John L Scott Real Estate Skagit Real Estate Group 360-542-6868 ed@edfinlan.com http://www.johnlscott.com/30350

Home for sale in Shelter Bay, Homes for sale in Shelter Bay

2010-07-15T19:23:00.001-07:00

http://88lummi.isnowforsale.com

Unique Custom Craftsman home set on a large corner lot with view of Rainbow Bridge. 2 beds & office/den & 2 bath in 1982 Sq Ft. Elegant tiled entryways which carries outside theme of post and beam construction inside as you enter. Spacious, open floor plan with wide hallways and skylights & Anderson Windows and transoms that provide great view of the professionally designed beach themed landscaping that surrounds the home. Long list of amenities available. Ed Finlan John L Scott Real Estate Skagit Real Estate Group 360-542-6868 ed@edfinlan.com

Shelter Bay Home for Sale, La Conner home for sale

2010-07-13T12:39:00.001-07:00

http://371ozette.isnowforsale.com 2 bed, 1 bath home with guest quarters that also boasts 1 bed 1 bath for a total of about 1400 sq ft. Log cabin in the woods feel within Shelter Bay. MLS#101504 $189,000. Ed Finlan John L Scott Real Estate Skagit Real Estate Group 360-542-6868 ed@edfinlan.com http://371ozette.isnowforsale.com

Home for sale in Anacortes, Anacortes homes for sale

2010-07-13T02:53:00.001-07:00

http://3803sterling.isnowforsale.com 4 bed, 2.5 bath 2099 sq ft 2 story home. Immaculate yard & garden area w/fruit trees. Hardwood floors, gas heat and hot water. MLS #101028 $333,000, Ed Finlan John L Scott Real Estate, 360-542-6868 ed@edfinlan.com http://3803sterling.isnowforsale.com

Shelter Bay Rambler for Sale, La Conner home for sale

2010-07-05T02:38:00.001-07:00

http://71hoh.isnowforsale.com 3 bed, 1.75 bath home, 1720 sq ft. 2 car garage, large, fenced backyard butting up to greenbelt. Situated in the lovely community of Shelter Bay near La Conner, WA. MLS # 98318. Ed Finlan, Skagit Real Esate Group, John L Scott Real Estate, 360-542-6868, ed@edfinlan.com

2010-06-29T06:47:00.000-07:00

New Construction homes with view in Anacortes, view homes

2010-06-22T15:50:00.001-07:00

http://sanjuanpassage.com, New home development in Anacortes, WA.with views of the ferrys and Puget Sound. President of Gilbane Development, Bob Gilbane is interviewed about the project. http://justlistedinanacortes.com

New View Homes in Anacortes

2010-06-22T10:19:00.000-07:00

Allen home for sale, bow home for sale, edison home for sale

2010-06-20T15:27:00.001-07:00

http://8936avonallen.isnowforsale.com, 3 bed, 1 bath 1480 sq ft on .47 acre right along the Samish River. Totally Remodeled, 1120 sq ft unfinished basement. New 90% effecient gas furnace. http://8936avonallen.isnowforsale.com

New Allen area Home for sale.

2010-06-19T23:28:00.000-07:00

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My new Short Sale site is up and running

2010-06-15T16:07:00.000-07:00

I have just launched my new Short Sale site, check it out at Skagit Short Sales

Burlington Rambler for sale, in town Burlington home for sale

2010-06-06T03:20:00.001-07:00

http://119anacortes.isnowforsale.com 3 bed, 2 bath 1534 sq ft. TOTALLY REDONE. This home was remodeled and the only original things left from when it was built in 1946 were the studs in the exterior walls and roof sub structure. New cabinets, granite countertops, graphite kitchen sink, laminate floors, 90% efficient furnace, 30 yr lam comp roofing, new vinyl windows, hardi siding, new insulation, electrical, plumbing http://119anacortes.isnowforsale.com

2010-06-05T22:00:00.000-07:00

CLICK HERE For A Daily List Of Skagit County Foreclosure & Short Sale Listings

Click Here For the Skagit Real Estate Deal of the Week

Short Sale Interview Dan Keller/Ed Finlan

2010-05-28T17:50:00.001-07:00

http://www.skagitvideoblog.com Dan Keller of Pacific Trust Mortgage interviews Ed Finlan of Skagit Short Sales (http://www.skagitshortsales.com) & John L Scott Real Estate about Short Sales. http://www.skagitvideoblog.com

Part 2 of interview

2010-05-28T15:18:00.001-07:00

Dan Keller of Pacific Trust Mortgage interviews Ed Finlan of Skagit Short Sales & John L Scott Real Estate about Short Sales, what you need to know about them and other alternatives to foreclosure (part 1 of interview)

2010-05-28T14:51:00.000-07:00

Great home in Mount Vernon-Short Sale!

2010-05-28T14:49:00.000-07:00

Active Rain's Rain Camp

2010-05-27T20:43:00.000-07:00

I attended a great class today in Bellingham, WA hosted by Active Rain called Rain Camp. The main speaker was Ben Kinney of Keller Williams. Talked about social networking and blogging-great class. http://activerain.com/blogs/edfinlan

Mount Vernon Short Sale 3 bed 2.5 bath 1670 sq ft built in 1993

2010-05-26T18:16:00.001-07:00

http://522n16th.isnowforsale.com Short Sale 3 bed, 2.5 bath 1670 sq ft built in 1993. Nice neighborhood with great backyard. Mount Vernon, WA http://522.n16th.isnowforsale.com

Anacortes Real Estate under $350,000 short sale home anacortes

2010-05-25T22:07:00.001-07:00

http://4702glasgow.isnowforsale.com 3 bed, 2.5 bath 1899 sq ft built in 1981 SHORT SALE Nice home in Great neighborhood, Ed Finlan www.skagitshortsales.com John L Scott Real Estate 360-542-6868 ed@edfinlan.com http://4702glasgow.isnowforsale.com

Home for sale Burlington, WA Burlingon real estate golf

2010-05-25T20:05:00.001-07:00

http://www.12662wedgewood.isnowforsale.com Golf Course home, 4 bed, 2.5 bath 2082 sq ft. backs up to fairway, Skagit Golf & Country Club, Newer roof, new heat pump & furnace, $319,000. Ed Finlan, Skagit Real Estate Group, John L Scott Real Estate, 360-542-6868, ed@edfinlan.com http://www.12662wedgewood.isnowforsale.com

Social Networking

2010-05-13T15:25:00.000-07:00

I attended a great class today on Social Networking & hosting a blog that was instructed by Patrick Flynn of Seattle Realty Group and myseattleblogs.com. It was a great class and I hope to use some of the things I learned in this class to use right here on this blog. Thanks Pat!

2010-05-11T07:46:00.001-07:00

Here is a home I just listed for sale. Check it out!

Sedro Woolley home for sale Real Estate in Sedro Woolley

2010-04-28T20:30:00.001-07:00

www.1008alexander.isnowforsale.com Ed Finlan John L Scott Real Estate 360-542-6868 ed@edfinlan.com 1008 E Alexander St. Sedro Woolley, WA 98284. 4 bed/1.75 bath home with 2128 square feet. Living room, family room, den, office and more. Incredibly landscaped and park like backyard with fountain and hot tub. 2 storage sheds. Must see.

Anacortes view home for sale 13672 Rosario Rd.

2010-04-23T00:47:00.001-07:00

http://www.13672rosariord.isnowforsale.com Ed Finlan John L Scott Real Estate 360-542-6868 ed@edfinlan.com Water & Sunset views on 1/2 acre w/San Juan Preservation in front. Gated access to circular drive & porch entry. High ceilings, cherry hardwds & skylites. Liv/Din rms, office, 'Cooks' kitchen has island, granite counters, stainless appls, gas stove & adjoins fam rm w/slate enclosed pellet stove. Casual eating leads to patio for entertatining & enjoying views. Up is view master w/sitting area, walk-in closet & luxurious bth, 2 guest rms, full bth & bonus rm. Beach access thru Del Mar & 3 car gar

2010-04-22T21:40:00.001-07:00

Spectacular La Conner Home within walking distance to everything

2010-04-22T09:43:00.000-07:00

Immaculate high quality Craftsman style home. Features an open floor plan with all of the modern amenities and beautiful finishes through out. The main floor boasts high ceilings and a gourmet kitchen designed perfectly for entertaining. Main floor master with 5 piece master bath featuring radiant floor heat and huge walk-in closet with built-ins. 4 bedrooms, plus a bonus room, plus an office. Back deck connects to fully fenced dog run, with low maintenance landscaping. This beautiful neighborhood is just around the corner from charming downtown La Conner, schools and the harbor. Imagine living with in a short walk to everything you need, and you've arrived!

Shelter Bay Rambler 40' dock for sale! La Conner home for sale

2010-04-21T19:39:00.001-07:00

http://www.161swinomishdr.isnowforsale.com, Ed Finlan, John L Scott Real Estate 360-542-6868 ed@edfinlan.com

Great rambler right on the water! 3 bed/2 bath, 2083 sq ft. Large room with kitchenette would make good MIL setting. Open concept with great room, dining and kitchen with large eating bar. Huge deck overlooking the water. one side of 40' concrete dock that was recently redone, is one of nicest docks in Shelter Bay. About 140' +/- of waterfront,2 car garage & lots of off stret parking as well as large room and deck make this an exceptional home for entertaining. Enjoy all Shelter Bay ammenities. $449,000

Anacortes home for sale, Real Estate in Anacortes

2010-04-17T04:04:00.001-07:00

Cute as can be and ready to go! Lovely home near central business district. 1 bed with office or nursery space and 3/4 bath. 720 sq ft plus 1 car garage has been converted to living space and just needs floor covering. Brand new 30 yr laminate comp roof, newer laminate floors. All appliances stay. Possible commercial use

Alternatives to Foreclosure, Short Sale, Loan Modification, forebearance, deed in lieu

2010-04-07T02:27:00.001-07:00

Alternatives to Foreclosure and why you should consider doing a short sale.

Alternatives to Foreclosure and why you should consider doing a short sale

2010-04-06T22:42:00.001-07:00